Wisdom is a Noun. An element of personal character that distinguishes the wise from the unwise.
The term "wise" refers to having a great understanding of people and situations, discernment, and sound judgment. It describes someone who possesses knowledge, good reasoning, and discretion.
Having Wisdom: Helps the ability to apply relevant knowledge in an insightful way, especially to different situations from that in which the knowledge was gained.
Note: The ability to decide based on the combination of knowledge, experience, and intuitive understanding.
Prudent means having or showing sound judgment, wisdom, or discretion.
Being Prudent: Acting with or showing care and thought for the future, avoiding risks and uncertainties.
Note: Prudent is an Adjective. Sagacious in adapting means to ends; circumspect in action, or in determining any line of conduct; careful, discreet, and sensible. Oppose to not using sound